Compulsory insurance of immovable property

Compulsory insurance of immovable property provides compensation for damages, destruction, or loss of immovable property in any form as a result of fire or other events.

Damage, destruction, or any other form of loss of immovable property as a result of the following cases is considered an insured event:

  • Fire, lightning;
  • explosion of household and industrial gas;
  • short circuit that occurs in electrical wiring;
  • explosion of steam boilers, gas storages, gas pipelines, machinery, apparatus and other similar installations or devices;
  • failure of water, heating, sewage pipelines and fire extinguishing systems, as well as flooding as a result of water entering from neighboring buildings, residential and non-residential areas, residential houses and buildings, apartments, and rooms;
  • impact of any subject or its parts falling, throwing, hitting, scattering, discharge and other similar forms;
  • hit by a ground vehicle;
  • natural disasters - earthquake, volcano, storm, hurricane, tornado, hail, flood, overflow, downpour, landslide;
  • acts of third party.

 

Compulsory insurance of civil liability related to the use of immovable property

Compulsory insurance of civil liability related to the use of immovable property is applied for the purpose of compensation for the damage caused to the health and property of third parties as a result of the operation of the relevant property, including the implementation of construction, repair, reconstruction or other works on the territory of that property in the following cases.

  • a fire caused by the use of electric or gas appliances, or the consequences of measures taken to prevent such a fire;
  • gas explosion;
  • short circuit that occurs in electrical wiring;
  • flooding as a result of an accident in water, heating and sewage lines;
  • impact of any subject or its parts falling, throwing, hitting, scattering, discharge and other similar forms.

Property insurance

Protect your property from damage caused by outside threats.

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