Motor insurance
Sum insureds for compulsory insurance of civil liability of motor vehicle owners
Coefficients applied according to the type of vehicle
|
№ |
Type of vehicle |
Coefficients |
|
1. |
Passenger cars and other motor vehicles manufactured on their basis – according to the volume of their engines: |
|
|
|
50 sm3 – 1500 sm3 |
1,00 |
|
|
1501 sm3 – 2000 sm3 |
1,50 |
|
|
2 001 sm3 – 2500 sm3 |
2,00 |
|
|
2501 sm3 – 3000 sm3 |
2,50 |
|
|
3001 sm3 – 3500 sm3 |
3,00 |
|
|
3501 sm3– 4000 sm3 |
3,50 |
|
|
4001 sm3– 4500 sm3 |
4,00 |
|
|
4501 sm3– 5000 sm3 |
4,50 |
|
|
More than 5000 sm3 |
5,00 |
|
2. |
Buses, minibusses and other motor vehicles manufactured on their basis – according to the number of passenger seats: |
|
|
|
9 – 16 |
3,00 |
|
|
More than 16 |
4,00 |
|
3. |
Trucks and other motor vehicles manufactured on their basis – according to their maximum permissible mass: |
|
|
|
Not more than 3500 kq |
3,00 |
|
|
3501 kq – 7 000 kq |
4,00 |
|
|
More than 7000 kq |
5,00 |
|
4. |
Motorcycles and scooters |
1,00 |
|
5. |
Trailers and semi-trailers |
0,50 |
|
6. |
Tractors, vehicles used in road construction, forestry and agriculture |
1,00 |
|
7. |
Trolleybuses and trams |
2,00 |
|
№ |
Age/ Experience |
0 year |
1 year |
2 year |
3-4 year |
5-6 year |
7-10 year |
More than 10 |
|
1. |
16-25 |
1.35 |
1.35 |
1.35 |
1.30 |
1.25 |
1.20 |
- |
|
2. |
26-29 |
1.35 |
1.35 |
1.30 |
1.25 |
1.20 |
1.10 |
1.00 |
|
3. |
30-39 |
1.35 |
1.30 |
1.25 |
1.20 |
1.10 |
1.00 |
1.00 |
|
4. |
40-49 |
1.35 |
1.30 |
1.25 |
1.15 |
1.10 |
1.00 |
1.00 |
|
5. |
50-65 |
1.35 |
1.30 |
1.25 |
1.15 |
1.05 |
1.00 |
1.00 |
|
6. |
More than 65 |
1.35 |
1.35 |
1.35 |
1.30 |
1.25 |
1.20 |
1.10 |
|
№ |
The area where the vehicle is used more often |
Coefficients |
|
1. |
Baku |
1.10 |
|
2. |
Sumgayit, Absheron region |
1.05 |
|
3. |
1.00 |
|
|
4. |
And other cities and regions |
0.95 |
|
№ |
Operation period of the motor vehicle |
Coefficients |
|
1. |
0-10 year |
1.00 |
|
2. |
11-20 year |
1.05 |
|
3. |
More than 20 year |
1.10 |
